Pesa Bure has established this Privacy Agreement, which is as follows:

I. Processing of Personal Data:

Pursuant to the regulations, you are hereby informed that Pesa Bure will collect personal data directly and indirectly in the process of requesting and providing personal information to access our credit services. This data may be collected through Android applications, telephone, third parties or other means, whether collected in person or electronically.

Pursuant to the legal requirements, Pesa Bure will process the following types of personal data collected through such means:

i. Identity information: including name, address, contact number, marital status, gender, date and place of birth, age, official documents, email address, educational data, physical characteristics (such as photos) and other details. This data will be transmitted and stored securely.

ii. Employment status: including occupation type, source of income, monthly salary and phone number, other activities. This information will also be transmitted and kept securely.

iii. Business: Data concerning sources of income, business activities, work or business experience, etc. All data will be transmitted and stored securely.

iv. Bank or Assets: This includes bank account details, account type, bank and branch information, as well as biometric data and digital signatures. This data will be processed securely (https://service.myyako.com).

v. Contacts: On our platform, we will collect contact information for notifications and updates, as well as alternative communication methods in emergency situations. This data will be transmitted securely (https://service.myyako.com) and will not be shared with third parties.

vi. Calendar Access: In order to remind you to make payments and avoid late fees, we need access to your calendar. We will not modify your calendar, we will only consult it to verify payments and eligibility. This information will also be transmitted and protected under (https://service.myyako.com).

vii. Camera: During the loan application, we will use a camera to verify your identity. This process is carried out in a secure and confidential manner.

viii. Installed Apps: We review your apps to detect threats and protect your device and our systems in an encrypted and secure manner (https://service.myyako.com) without sharing apps with third parties.

ix. Devices: We request permission to observe your device for unusual operations to facilitate activity monitoring and fraud prevention. All data is processed securely and confidentially (https://service.myyako.com).

x. Location: In order to optimize our services, we may request authorization to access your device's location and receive data such as latitude, longitude, and area code. This information will be securely sent and stored (https://service.myyako.com). This allows us to improve your experience and account security and alert you to possible fraud.

All personal data collected will be subject to strict safeguards to ensure its confidentiality. Pesa Bure is committed to not collecting sensitive data such as ethnic origin, health status, genetic data, religious, philosophical or moral beliefs, trade union membership, political opinions or sexual orientation. You can contact our customer service team at any time to request the deletion of your personal data.

II. Purposes of Personal Data Processing:

Pesa Bure uses your personal information for the following specific purposes:

i. Identify and verify applicants or customers.

ii. Create customer profiles.

iii. Process and review credit applications, including approval decisions.

iv. Coordinate and comply with loan contracts.

v. Manage and execute collection procedures.

vi. Analyze customer payment behavior.

vii. Comply with tax and commercial obligations.

viii. Respond to customer queries, difficulties and complaints.

ix. Collect statistics for continuous improvement.

x. Develop risk prediction models.

xi. Ensure the integrity of information and transactions.

xii. Prevent fraud and identity theft.

III. Data transfer:

Pesa Bure commits not to share your personal data except under the following specific conditions:

i. With controlled entities, subsidiaries or affiliates subject to the same security standards.

ii. With national and international monetary authorities to comply with legal obligations.

iii. With national and international judicial authorities in response to notices or court orders.

iv. Any third party must comply with our confidentiality and data protection practices. Your explicit consent is required to transfer more information.

v. By accepting, the holder agrees that all telephone communications with Pesa Bure will be recorded.

You have the right to access, correct and delete your personal data, as well as to object to its use. To exercise these rights, please send a written request to contact@pesayakobrand.net